27 Years Experience. Call Us Today For Personal Consultation 904 797 9520
The vision for Charles T. Stevens is to provide quality insurance and financial products for all of our clients in pursuit of your personal financial goals.
Always putting our clients' needs and desires first in every recommendation that we make, in an ongoing effort to build a lasting relationship.
- We provide insurance and financial products for individuals and businesses
- We focus on the area of retirement funding and estate conservation.
- It is our goal to work with you to arrive at the proper funding for your personal needs in the area of family protection, retirement funding, IRA funding, estate conservation, and college funding.
In the area of Business Planning we help you with funding of employee benefit plans to include:
- Qualified retirement plans
- Salary continuation plans
- Deferred compensation plans
- Key person protection
- Buy/Sell funding and coordinating your estate plan to incorporate your business needs.
Charles T. Stevens is a chartered life underwriter, a chartered financial consultant, and has a Bachelor of Science in accounting and an MBA.
As with most other things in life, the key to achieving your long-term financial objectives is planning. It’s important to determine what you’d like to achieve financially and then map out a strategy that will help you meet those goals. The good news is that it’s never too late to start.
It is our mission to work with you to help solve your insurance and financial goals on both a personal and a business level.
We provide financial products for retirement, and estate conservation needs. It is a total process for your personal or business needs.
Please use this site as a resource, and do not hesitate to contact me for additional information or to schedule a meeting. Thank you for your interest. 904-797-9520; stjohnsfinancial @ctstevens.com
Newsletters
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Municipal Bonds
Tax changes in the 2017 Tax Cuts and Jobs Act affect some investors more than others, with implications that spill into the municipal bond market.
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Three Generations of Retirement Strategies
Millennials, Gen Xers, and baby boomers face different challenges in pursuing retirement goals. This article offers strategies to help address them.
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Prepare Your Finances for the Next Emergency
The pandemic has underscored the importance of a well-stocked emergency fund. This article offers tips for building up a cash reserve.
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Retirement Savings: Traditional, Roth, or Both?
How does a traditional or Roth structure affect your IRA or employer-sponsored retirement plan? And what do their differences mean for older workers?
Calculators
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Retirement Portfolio Lifespan
How Long Will Your Funds Last?
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Life Insurance
How much life insurance would you need to produce a sufficient income stream for your family?
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IRA Eligibility
Use this calculator to determine whether you qualify for the different types of IRAs.
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Home Affordability
Estimate of the maximum amount of financing you can expect to get when you begin house hunting.